Generally speaking, a distinction is made between grants, promotional loans and guarantees. There are also schemes for certain target groups (e.g. start-ups from a position of unemployment, master craftsmen).
You need to apply for public promotional loans via your bank. The same rules apply here as for obtaining private start-up credit: The bank adviser must be convinced of your business concept and your personality as a business founder! Your bank will only submit your subsidy application to the funding bank if they have decided in principle to finance your project.
The STARTERCENTER NRW will be pleased to help you find the right subsidy and prepare for your meeting with the bank or savings bank.