Public promotional loans offered by the state, the federal government and the European Union, can provide support for sound and convincing business ideas. They give you initial financial assistance as they mostly offer particularly favourable terms and conditions as regards interest rates, liability, term and repayment and they also reinforce security or economic equity.
Public promotional loans
Public promotional loans offered by the state, the federal government and the European Union, can provide support for sound and convincing business ideas.
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Micro-loans
Even start-ups with a small credit requirement often have problems obtaining finance from their bank. To make it easier to get started, the NRW.BANK, in cooperation with the STARTERCENTERS NRW, offers a product known as a micro-loan. The German micro-finance fund is available through the German government.
Promotional loans from the NRW.BANK
The NRW.BANK is the funding bank for the state of North Rhine Westphalia. It is the first stop for people starting up in business as well as for existing small and medium-sized enterprises for public promotional loans. As well as offering loans, it also provides a range of financial support for start-ups and business security, such as indemnities, subordinated loans, venture capital and investment grants. Frequent use is made of NRW.BANK.start-up credit and NRW.BANK.universal credit. You usually apply for public promotional loans through your main bank. Before you apply, we would recommend that you book a free of charge initial consultation with your STARTERCENTER NRW.
Tip: NRW:BANK subsidy scheme
Browse the subsidy database or give us a call. In the “Funding Recipients” section, you can restrict your search to start-ups.
NRW.BANK Service-Center: 0211 / 91741-4800
Promotional loans from the KfW Bankengruppe
National subsidy schemes are provided by the KfW Bankengruppe. The key schemes for start-ups are ERP-start-up credit– start-up funds and ERP-start-up credit– universal. Further information: www.kfw.de or call 0800 5399001.
Are you facing an obstacle and don't know what to do next? Get advice from a STARTERCENTER NRW near you.